Dual SAMA & Mudad Engine • Zero-Knowledge AES-256 Encrypted Sync

The Dual Payroll Engine for
Mudad Platform & Saudi Corporate Banks

Eliminate Qiwa visa freezes and bank routing errors. Convert spreadsheets into official Mudad .WIF and Corporate Banking .SIF (HDR / EDR / FTR) files with ISO MOD-97 checks, Article 92 protection, and multi-device encrypted cloud synchronization.

✓ Al Rajhi, SNB, Riyad Bank & SAMA BIC Presets
✓ Saudi Labor Law Article 92 Shield (50% Cap)
✓ End-to-End Encrypted Cloud Vault (Saudi PDPL)
STANDARD 1

Mudad Direct Portal (.WIF / .CSV)

Strict Type 1 Header and Type 2 Detail structure for direct upload to mudad.com.sa with automated justification reason codes.

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STANDARD 2

Corporate Banking SIF (.SIF)

Official HDR / EDR / FTR architecture with 4-letter SAMA BIC codes (RABR, NCBK, RIBL, SABB) for corporate banking portals.

Enterprise Engineering

Built Specifically for Saudi Accountants & Business Owners

Why micro-enterprises and accounting offices choose RawatebPro over bloated, expensive HR suites.

🛡️

ISO 7064 MOD-97 IBAN Checksum

Mathematical check-digit verification upstream catches typos before submission, preventing rejected batches and transfer bounces.

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Mudad 20% Justification Codes

Automatically flags when deductions exceed 20% of gross pay and provides official SAMA justification presets to prevent Qiwa compliance alerts.

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Article 92 Legal Cap Enforcement

Instantly blocks any transaction where total statutory and other deductions exceed 50% of the employee's gross wage.

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Excel Auto-Sanitizer & Smart Paste

Restores stripped leading zeros on Iqama numbers, strips spaces from IBANs, and supports instant Ctrl+V clipboard pasting.

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Interactive Click-to-Fix Navigation

Click any detected error in the audit banner to jump directly to the invalid cell with a pulse-highlight animation.

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Zero-Knowledge Encrypted Cloud Vault

Switch between office PCs and home laptops seamlessly. Your 50 client profiles are encrypted locally with AES-256 before cloud sync.

Bank-Grade Privacy

Zero-Knowledge Architecture Explained

How RawatebPro gives accounting offices the convenience of multi-device cloud access while maintaining 100% mathematical data privacy:

1
Client-Side Encryption in Browser

Before any company roster or salary data leaves your computer, your browser encrypts it with a military-grade AES-GCM-256 cipher.

2
Encrypted Cloud Vault Storage

Our secure database stores only unreadable encrypted ciphertext. We hold zero decryption keys—meaning our servers cannot read your payroll records.

3
Instant Decryption on Any Device

When you log in from another laptop, your browser downloads the encrypted payload and decrypts it in local RAM in 0.01 seconds.

🛡️

Saudi PDPL Article 19 Compliant

Zero plaintext wage storage eliminates third-party data breach liabilities for employers and accounting firms.

CIPHER: AES-256-GCM • SHA-256 HMAC
5-Point Safety Gate

The 5-Day Pre-Flight Compliance Gate

Never risk government penalties again. Before unlocking your download, RawatebPro runs an automated 5-step checklist against SAMA, Qiwa, and Mudad specifications:

  • 1. Roster & Qiwa Sync: Confirms no pending resignations or unapproved leaves remain unresolved.
  • 2. Math Reconciliation: Verifies (Basic + Housing + Allowances) - Deductions = Net across all rows.
  • 3. Header/Footer Sum Integrity: Ensures batch totals and record counts match to the exact halala.
  • 4. 10-Digit Identifier Audit: Validates zero-padded Iqamas and SAMA bank BIC codes.
  • 5. 10-Day Lodgement Scheduler: Dynamic countdown and mandatory acknowledgement of the legal submission deadline.
MHRSD & SAMA GATEAll Checks Passing
✓ Roster & Qiwa Synchronization Locked
✓ Salary Math Formula Reconciled
✓ Header Total Matches Detail Sum
✓ MOD-97 IBAN Checksums Verified
⏱️ 10-Day Lodgement Schedule Acknowledged
Transparent Investment

Simple, Fair Pricing with Zero Setup Fees

No annual lock-ins. Pick the plan that fits your business operational volume.

Single Business

For cafes, workshops, contracting firms, and single CR entities.

49 SAR / month
  • ✓ 1 Dedicated Company CR Number
  • ✓ Unlimited Employee Records per batch
  • ✓ Dual Export: Mudad (.WIF) + Bank SIF (.SIF)
  • ✓ ISO MOD-97 & Article 92 Live Checks
  • ✓ 5-Point Pre-Flight Compliance Gate
  • ✓ Multi-Device Encrypted Cloud Sync
Launch Workspace
Frequently Asked Questions

Everything You Need to Know

Does this file work with Al Rajhi, SNB, and Mudad?

Yes. RawatebPro natively generates both the direct Mudad platform format (.WIF/.CSV) and the corporate banking SIF format (HDR/EDR/FTR with BIC codes like RABR, NCBK, RIBL) required by commercial bank portals.

How does your Zero-Knowledge Cloud Storage work?

Your company profiles and rosters are encrypted in your browser using AES-256 before being synced. We store only encrypted ciphertext on our cloud servers. We hold zero decryption keys, making it mathematically impossible for anyone but you to read your wages.

What is the difference between .WIF and .SIF files?

.WIF (Wage Information File) is formatted with Record Types 1 and 2 for upload directly into the Mudad portal. .SIF (Salary Information File) uses HDR, EDR, and FTR records with SAMA BIC codes for commercial bank online banking portals.

Can I switch between my office PC and home laptop?

Yes. With your RawatebPro account, your encrypted company workspaces sync seamlessly across all your authorized devices.